For example, Progressive paid over $6 billion to independent agents last year, while Travelers and Hartford paid roughly $3.35 billion and $1.25 billion, respectively, in segments dominated by personal lines and small commercial business. BofA notes that these types of policies, such as standard home and auto insurance, represent low-sophistication transactions where human agents add little value, making direct-to-consumer digital channels a considerable cost-saver for the buyer.
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City of London Corporation
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Unlike last year’s iPhone 16E, the 17E features MagSafe and Qi2 wireless charging, along with the faster A19 chip found in the iPhone 17 and twice as much base storage (256GB vs. 128GB). It also features a sharper, more durable display, retains support for Apple Intelligence, and includes a 48-megapixel “fusion” camera that enables 2x telephoto shots, all of which bring it closer to Apple’s more premium phones.